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The Credit Trust Story
Built to make lending simpler and more accessible, Credit Trust is a tech-driven licensed money lender offering secure, fast, and easy loan solutions tailored to customers’ unique needs.
With over 25 years of combined experience as an SG money lender, our team—backed by efficient loan consultants and two Test-Qualified Managers who have successfully passed the rigorous Test-Qualified Manager (TQM) examination set by the Ministry of Law—has developed a strong understanding of customer needs, regulatory requirements, and proper credit assessment practices.
It is our aim to ensure that all who approach Credit Trust receive seamless, top-tier credit support, no matter their financial situation or nationality. We believe in empowering our clients to make the most informed decisions for their financial journey.
Our Core Values
Proven Experience, Deep Expertise
As an established licensed money lender, we pride ourselves on supporting you with top-tier guidance every step of the way in your unique loan journey.
We focus on clear and transparent loan terms, responsible lending practices, fast and efficient processing, personalised customer support, and a fully paperless and digital application process.
Have a look at what our happy clients have to say about us and our services!
Responsible Lending
Our seasoned loan consultants are here to understand your situation and craft personalised licensed money lender loan packages specifically tailored to your needs.
We consider the following factors when determining a suitable loan package made for you:
- Income level
- Financial commitments
- Repayment ability
- Salary crediting date
- Household and daily expenses
That’s not all. Your loan tenure and instalment dates are carefully structured to match your cash flow and ensure maximum affordability.
Zero Discrimination
We offer SG money lender loans to Singaporeans, Foreigner, PRs, salaried workers, self-employed folks, freelancers and gig workers, part-time workers, discharged bankrupts, as well as individuals with multiple debts.
But of course, loan approvals are subject to proof of consistent income and repayment ability.
Here’s Credit Trust’s loan eligibility requirements:
- Age: 18 to 75 years old
- Applicants from all income levels are welcome to apply
Full Regulatory Compliance
A law-abiding licensed money lender through and through, we hold ourselves to high standards, uphold strict professionalism, and stay fully compliant in accordance with Ministry of Law regulations at all times.
Our SG money lender team is certified by the Credit Association of Singapore (CAS). We also participate in ongoing quarterly training to stay up to date on the latest regulatory and market developments.
Why Choose Credit Trust As Your Loan Partner?
At Credit Trust, we operate with a strong customer-first approach—say hello to digital efficiency with a human touch!
Throughout your loan journey, you should feel confident, respected, and supported, knowing you are dealing with a licensed money lender partner that values both speed and accountability.
We believe in building long-term relationships through consistently honest and clear communication, ensuring that every product of ours is fully transparent, with no hidden conditions. This means transparent, clear loan terms and conditions, always.
For instance, we don’t just leave our customers in a lurch if they are unable to repay their loan instalments. We’ll start by reviewing their situation. Then we’ll help them explore practical options. This may include restructuring or adjusting repayment plans, where appropriate.
We leverage technology to provide a fast, seamless, and paperless experience that’s 100% secure.
As a 24-hour money lender in Singapore, you may apply for a loan online anytime—whenever you’re ready. We’ll process your loan application as swiftly as we can during business hours at our Holland Village office.
*Note: We’ll need to meet you in person at our licensed money lender office, even though you can submit your loan application conveniently online anytime.
We’re in the business of providing swift customer support and funding to help you tide you over all your urgent cash needs.
Thanks to active monitoring that ensures prompt replies and timely follow-ups, we typically reply to customer queries within an hour during operating hours. In many cases, this can be as fast as 15 minutes.
Most of our customers enjoy same-day approval and disbursement, often within 20 to 30 minutes.
You can choose to receive your loan payout after loan contract signing immediately via:
- Cash
- PayNow
- Bank transfer
As one of the best licensed money lenders in Holland Village, you’ll be pleased to know that our SG money lender office is just a 1-minute walk away from Holland Village MRT station. Talk about convenience!
Stop by our office during business hours whenever you need assistance or a free, no-pressure loan consultation.
At Credit Trust,